Services

Optimized Solutions

Our Services

Secure Your Employees' Future with Tailored Benefit Solutions

Provide your employees with peace of mind through our comprehensive employer-paid and voluntary benefit plans. Whether you’re looking for health coverage, disability insurance, or retirement solutions, we offer customized plans designed to enhance employee security and well-being, allowing your business to attract and retain top talent.

Individual & Group Plans

Tailored benefit solutions designed for both individuals and businesses, ensuring comprehensive coverage for employees and their families.

Employer & Employee Paid Plans

Flexible plans that allow businesses to offer employer-funded benefits or provide voluntary options for employees to enhance their coverage.

Section 125 Cafeteria Plans

A pre-tax benefit option that helps employees save money on healthcare, dependent care, and other essential expenses.

Medical Secondary Gap

Supplemental coverage designed to bridge the gap in medical costs, reducing out-of-pocket expenses for employees.

Life Insurance (Permanent & Term)

Comprehensive life insurance solutions to provide financial security for employees and their families in case of unexpected loss.

Accident Insurance

Helps cover unexpected medical expenses resulting from accidents, injuries, or emergency treatments.

Disability Insurance

Income protection for employees who are unable to work due to illness or injury, guaranteeing financial stability during recovery.

Dental Insurance

Affordable dental coverage that supports preventative care, routine check-ups, and major dental procedures.

Vision Insurance

Covers eye exams, prescription glasses, and contact lenses, helping employees maintain good eye health.

Cancer Insurance

Provides financial support for those diagnosed with cancer, covering medical expenses, treatments, and recovery costs.

Critical Illness Insurance

Lump-sum payouts to help employees manage expenses related to serious medical conditions like heart attacks, strokes, and organ failure.

Hospital Confinement Insurance

Financial assistance for employees facing extended hospital stays, helping cover room charges, treatments, and recovery costs.

Long-Term Care Insurance

Helps employees plan for future healthcare needs, covering expenses related to assisted living, nursing homes, or in-home care.

Medicare Supplement Insurance

Designed to fill the gaps in Medicare coverage, making certain retirees and older employees have access to complete healthcare solutions.

Legal Shield & Identity Theft Protection

Offers legal support for employees and safeguards their personal identity against fraud and cyber threats.

Telemedicine Services

Provides 24/7 virtual access to healthcare professionals, allowing employees to receive medical consultations from the comfort of home.

Email Us

ebsins@aol.com

Call Us for Any Questions

205-365-3676

Scott Ryan Riverfall Credit Union

No other agent or broker has ever demonstrated the level of expertise, knowledge, attention to detail, and outstanding customer service that they've consistently delivered for our organization and employees.

Jessica Carter Summit Tech Solutions

Employer Benefit Solutions has been a game-changer for our company. Their team took the time to understand our needs and provided a benefits package that truly supports our employees. The process was seamless, and their customer service is outstanding!